Leaving a Legacy
Financial Planning Is Love
When your spouse, your children or grandchildren, or your nieces or nephews receive the benefits of your financial planning and life insurance in Chandler Arizona, they hear one thing loud and clear... that you loved them enough to plan for their future.
Financial Planning Is Easy
1. Spend less than you earn.
We know that this is easier said than done. As a matter of fact, it's the simplest thing to understand in financial planning, and the hardest thing to do. So, sit down some Saturday afternoon, drink a cup of coffee (brew your own and start spending less right away-ha!), and add up your bills on one side of a piece of paper, and your income on the other side. Then drink some more coffee, and see what you can cut from the budget in order to make way for step number two.
2. Pay yourself first.
Before any money goes out the door- write a check to your savings plan (or auto draft from your checking account works even better!). Think how good you'll feel as you watch that savings plan grow each month.
So where do you start? What type of savings plan is right for you?
- Is it an annuity?
- Is it a Roth IRA (and hey, what is a Roth IRA anyway?)
- Is your 401k at work enough?
- How does a 529 plan work?
- What about Life Insurance- can that build savings too?
3. Insure your big risks.
Here's where your insurance agent in Chandler AZ can shine! It's no good saving a huge nest egg for your future, and especially for the future of your loved ones, if one unexpected loss or lawsuit takes it all away. Of course you can't guarantee that every risk can be protected against... but you can reduce your risks of loss substantially with good auto insurance, home insurance and umbrella insurance in Chandler Arizona. Make sure you sit down with your local insurance agent in Chandler (Joe's Insurance is always a good place to sit down and chat)... and make sure that you have enough coverage against the big risks.
Financial Planning Includes Life Insurance Too
After the funeral is over, and the grief sets in for the long haul, your loved ones will need the money that you left behind. Their lives will be changed forever now that you are gone. That can't be helped. But they can begin to rebuild with the legacy of life insurance that you left them. Make sure you have enough, and that it's doing the job you need it to do.
Contact us to discuss your life insurance in Chandler. We are your neighbors and friends. Let us help you. Call Joe at (480) 940-0909.
(Photo, Grandpa, courtesy Ikusuki. CC Licensed.)